Residential Real Estate Securitization Through 
the Eyes of the Blockchain

Residential Real Estate Securitization Through the Eyes of the Blockchain

Back in 2016, as I was about to leave Fannie Mae, the company was developing a securitization platform with its primary competitor, Freddie Mac.  Today the Common Securitization Platform (the firms aren’t known for their creative branding) issues a uniform mortgage-backed security (UMBS).  Mortgage-backed securities are an investment instrument backed by the cash flow of pools of residential mortgages. The new security is aimed primarily at increasing liquidity of…

Distributed Ledger Technology (Blockchain): The Future of Land Titling and Registry Project Overview

Distributed Ledger Technology (Blockchain): The Future of Land Titling and Registry Project Overview

[Please note that this article was originally published on LAC PropertyChain official website] The Inter-American Development Bank (IDB) has engaged ChromaWay on a two-year project in Peru, Paraguay, and Bolivia on an initiative titled “Distributed Ledger Technology (Blockchain): The Future of Land Titling and Registry.” The primary goal of the project is to evaluate how blockchain technology can contribute to solving some of the most pressing problems of land administration…

How Colombia is re-thinking its business registry using blockchain

How Colombia is re-thinking its business registry using blockchain

ChromaWay, in collaboration with the Chambers of Commerce of Barranquilla, Cali and Medellín, is building a platform to increase security, efficiency and transparency of business registration across Colombia.A Country on the RiseColombia is expected to be one of the fastest growing economies in Latin America, with annual GDP growth expected to reach 3.6% by 2020. Just in the last 10 years, the overall GDP per capita has grown…

The Land Sector and the Blockchain: What Happened?

The Land Sector and the Blockchain: What Happened?

The annual World Bank Land and Poverty Conference kickoff is next week (March 25) here in Washington, DC. The ChromaWay US office is just a few blocks away from “The Bank” (not to be confused with the “Iron Bank” from Game of Thrones), where more than 1,500 academics, NGO representatives, technology companies, land registry leaders, surveyors, and planners will congregate for a sort of international Landpalooza. This will be…

ChromaWay at Blockland 2018 in Cleveland

ChromaWay at Blockland 2018 in Cleveland

I grew-up in Canton, Ohio, just 60 miles south on I-77 of Cleveland. Our family would travel to Cleveland for football (Browns) and baseball (Indians) games, shop, and see relatives who lived in the area.  The city was considered an industrial powerhouse (led by great steel factories) after World War II and its population grew to almost 1 million inhabitants. But, Cleveland fell on hard times beginning in the 1970’…